🌐 International health insurance underwritten by Regency Assurance · Direct billing at partner hospitals worldwide
Expat Protect Hub

International Health Insurance Built for Expats

International medical cover for people living, working or retiring abroad. Direct billing available at Regency Assurance’s partner hospital network, with 24-hour multilingual assistance.

US$1M–$2M annual limit No claim forms Worldwide cover
Underwritten by Regency Assurance
Cover from age 0–79
Worldwide cover (excl. USA by default)
Step 1 of 250%

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Why Expats Choose Us

Built for life abroad

Comprehensive global cover designed specifically for expats — with the local benefits that matter wherever you live.

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Direct Hospital Billing

No upfront payments at hospitals in Regency’s partner network. Subject to pre-authorisation and policy terms.

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Worldwide Coverage

Cover follows you worldwide. USA cover is available as an optional add-on. Country availability is confirmed at quote.

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Medical Evacuation

Emergency medical evacuation and repatriation included on eligible plans, up to the limit in your Table of Benefits.

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Fast Activation

Online application with cover starting on your chosen start date, subject to acceptance.

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24-Hour Multilingual Assistance

Regency’s Global Assistance team is available 24 hours a day for pre-authorisation and emergency support.

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Reimbursement by Email

Submit outpatient claims by email with a scanned receipt. Reimbursement timelines are set out in your policy wording.

How It Works

Get covered in 3 simple steps

1

Get Your Quote

Fill in the form above. A specialist from Regency for Expats reviews your profile and sends you a tailored quote.

2

Choose Your Plan

Speak with an advisor (no pressure) and pick the plan tier that fits your needs and budget.

3

Start Cover

Complete the application, pay the first premium, and receive your policy documents from Regency Assurance.

Policy Documents

Read the plan documents before you apply

International Health brochurePDF · Regency Assurance Table of BenefitsPDF · cover limits and benefits Health Claims FormPDF · outpatient reimbursement

Documents are hosted by Regency Assurance. The full set of brochures, applications and benefit schedules is on the Regency resources page.

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