Expat Covered provides comprehensive, fully regulated international health and life insurance plans for globally mobile individuals and families in over 120 countries. Get your personalised, no-obligation quote — completely free.
Fully regulated and globally trusted — protection built around the way you live.
All plans include full inpatient hospital cover — room & board, surgery, intensive care, oncology, kidney dialysis, emergency room treatment and local ambulance. Up to US$2,000,000 annual cover on our top tier.
Higher-tier plans include GP & specialist consultations, prescribed medication, physiotherapy, dental treatment, annual check-ups, vaccinations and even alternative therapies — keeping you healthy wherever you are.
Add evacuation and repatriation cover up to US$100,000 to any plan. If local care is insufficient, we arrange transport to the nearest adequate medical facility or back to your home country.
Round-the-clock emergency assistance, psychology counselling, personal coaching, and unique global security benefits covering terrorism, hostage negotiation and hijacking — included on every plan.
From essential cover to fully comprehensive protection for you and your family.
Our most affordable entry-level plan. Full inpatient hospital cover, emergency room treatment, 24/7 assistance and global security benefits.
Adds outpatient cover including GP & specialist consultations (US$750), prescribed medication, imaging, and pre/post-hospitalisation benefits.
Adds dental, wellbeing benefits, physiotherapy, alternative therapies, organ transplant cover and US$1,000 chronic condition benefit.
Maximum protection — full cover across all benefits, US$10,000 chronic benefit, routine dental, and full cover surgeon & specialist fees.
Tailored insurance for expats living and working across the globe.
Inpatient, outpatient, dental & chronic conditions
Check-ups, vaccinations, psychology & coaching
Terrorism, hostage, hijacking & evacuation cover
Fill in your details and a specialist will contact you within 24 hours.
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All prices in USD · Cover is Worldwide excl. USA
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Compare coverage across all four tiers at a glance.
| Feature | Major Medical | Standard | Comprehensive | ✦ Fully Comp. |
|---|---|---|---|---|
| Overall Annual Limit | US$1M | US$1M | US$1M | US$2M |
| Inpatient Hospital Cover | ✓ | ✓ | ✓ | ✓ |
| Surgeon's Fees | US$25,000 | US$25,000 | US$25,000 | Full Cover |
| Outpatient Treatment | — | ✓ | ✓ | ✓ |
| Dental Cover | — | — | Major Dental | Full Dental |
| Wellbeing Benefits | — | — | ✓ | ✓ |
| Chronic Condition Benefit | — | — | US$1,000 | US$10,000 |
| Oncology Cover | US$20,000 | US$20,000 | US$20,000 | Full Cover |
| Terrorism Cover | US$50,000 | US$100,000 | US$150,000 | Full Cover |
| Psychology & Coaching | 5+5 | 5+5 | 8+8 | 10+10 |
| Evacuation & Repatriation | Optional | Optional | Optional | Optional |
| Death Benefit | US$10,000 | US$10,000 | US$10,000 | US$10,000 |
| 24/7 Emergency Assistance | ✓ | ✓ | ✓ | ✓ |
| Get Quote | Get Quote | Get Quote | Get Quote |
Practical advice on health, insurance and wellbeing for globally mobile individuals.
From understanding plan tiers to knowing what's covered in Worldwide countries — a complete primer for first-time expats navigating global health insurance.
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Being admitted to a hospital in a foreign country can be daunting. Learn how Expat Covered's 24-hour assistance team pre-authorises and settles bills directly.
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Many expat plans skip dental entirely. We break down what our Comprehensive and Fully Comprehensive plans cover — from emergency relief to routine check-ups.
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Living overseas brings exciting experiences — and added stress. Explore how our psychology counselling and personal coaching sessions support your wellbeing overseas.
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Not all medical facilities meet the highest standards. Learn how the optional US$100,000 evacuation benefit can transport you to adequate care — or back home.
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Most insurers exclude security-related events entirely. Discover the unique global security benefits included on every Expat Covered plan — from US$50K to full cover.
Read more →